Mutual investment funds of Raiffeisenbank managed by Raiffeisen-Capital are the most accessible and convenient tool for increasing capital for a wide range of private and qualified clients, as can be seen from the reviews.

The fund is a special form of joint investment, where each client acquires shares and receives profit from the growth of portfolio securities in the amount corresponding to the size of the investment. Today Raiffeisenbank offers private investors several open mutual funds.

Raiffeisen Shares

The main direction of the flow of client investments is carried out in this fund in highly liquid securities (shares), and domestic companies with indicators of stable profitability growth are selected as issuers. The portfolio structure is such that the risks are significantly reduced due to the redistribution of funds across industries.

Basic indicators:

  • the cost of the share at the current moment is almost 26 thousand rubles;
  • NAV, respectively, is equal to 1.23 billion rubles;
  • share growth for the month is 1.78%;
  • the structure of the fund's portfolio is dominated by the securities of the commodity sector (35%), the financial sector (23.6%), cash (17.4%), the consumer sector of the country's economy (12.3%).

The optimal investment period is 1.5-2 years, the strategy is long-term investment in highly liquid instruments.

Raiffeisen Bonds

This fund invests only in bonds, the issuers are Russian companies from various sectors of the economy, in addition, the portfolio includes government debt. It provides for a moderate return on the background of a low degree of risk.

The fund's performance today is as follows:

  • the cost of a share according to the yield schedule of Raiffeisenbank mutual funds currently amounts to 20.8 thousand rubles;
  • the value of the fund's assets is 10.9 billion rubles;
  • the average annual yield is 11.41%, the growth of NAV is 141.5%;
  • in the portfolio structure of the fund: almost 61% of the state and subjects of the Russian Federation, the Central Bank, as well as 37.9% of corporate bonds, just over 1% - cash.

Securities in the structure of the fund have a moderate yield, so the recommended investment period is 12 months or more. The minimum investment limit is 50 thousand rubles, subsequent investments are allowed in the amount of 10 thousand rubles.

"Balanced"

In this fund, maximum diversification is possible both by asset classes (different securities) and by currencies, and all this within the framework of one mutual fund. Moreover, the ratio of portfolio instruments is constantly changing depending on the situation on the securities market.

The main indicators of the work of the mutual fund:

  • the value of the share is almost 18 thousand rubles;
  • NAV is today 292 million rubles;
  • dynamics of growth of this mutual fund of Raiffeisenbank: both the NAV and the share lost in value by 13.76% and 1.98%, respectively, over the last 2 months;
  • portfolio structure of mutual funds: 46% are occupied by shares, almost 36% - bonds of domestic issuers, 12.6% - shares of Russian JSCs, and only 5.6% - cash.

The portfolio includes securities of both developed and developing regions of the country, but only highly liquid instruments are selected for investment. The term for which it is recommended to invest is 1.5-2 years. The minimum investment amount is from 50 thousand rubles.

"USA"

The fund earns returns in line with the dynamics of the United States stock market. Since this country has one of the largest economies, mutual funds are characterized by high and stable returns. The value of each share is also denominated in the US currency - dollars. Accordingly, shareholders get the opportunity to further increase the return on investment at the time of currency fluctuations.

Activity indicators:

  • the value of the share is 31.7 thousand rubles;
  • the value of the NAV is currently 2.6 billion rubles;
  • for 12 months, the yield was 1.71%, and the NAV fell by 31.12%;
  • The fund's portfolio contains 99.9% of US stock market shares and 0.1% of cash.

The passive management fund allows clients to save and minimize the fund's asset management fees. Investment term (recommended) - from 1.5 years and more. The minimum investment amount is 50 thousand rubles, subsequent investments - from 10 thousand rubles.

"Consumer sector"

This mutual fund invests the capital of shareholders in shares that are oriented to the needs of the domestic Russian market. Thus, the portfolio includes the securities of companies - manufacturers of consumer goods, retail chains, pharmaceutical companies. Accordingly, the profitability of units increases following the increase in the consumer demand of the population.

Fund indicators:

  • the cost of the share is 12.5 thousand rubles;
  • NAV is 7.2 billion rubles;
  • over the year, the mutual investment fund showed one of the highest yields - the share increased in value by 31.3%, and NAV - by almost 89%;
  • The fund's portfolio includes the Central Bank: 33.6% Retail, 24% of the financial sector of the economy, 18.4% of the IT sector, 16.3% of the construction and transport industry.

The optimal investment period is at least 18 months, the first investment - from 50 thousand rubles, the additional investment - from 10 thousand rubles or more.

In addition to these funds, Raiffeisenbank also offers other mutual funds - "Active Management Fund", "Industrial", "Electricity", "Treasury", "Raw Sector" and so on. In all funds, the same amount of the initial purchase of units and contributions.

It has become fashionable to play on the stock exchange: there is an opinion that the key word is not “stock exchange”, but “play”. But winning in the game is not only a matter of luck, but also preparation, strategy, and possession of information. What you need to know when entering into trading on the stock exchange?

It is hardly worth talking for a long time about the importance of mastering the key terms, as well as the professional jargon of stockbrokers. Do not be too lazy to learn the principles of the exchange on which you want to play, and do not consider it shameful to contact the trading gurus if you do not understand something. Experienced traders advise not to attach super-importance to quotes and prices and not to consider the current trend unchanged. Many beginners, at the sight of a nicely curving quotes curve, begin to calculate how much they will earn on such and such a day, month, and almost a year.

But this is on paper, in life everything is far from being so indisputable and rosy. Experts warn that most of the failures when playing on the stock exchange are the result of a lack of knowledge and experience. So, novice traders are not able to correctly calculate the result of a particular transaction, they do not take into account many pitfalls, and when calculating losses, they do not take into account commissions to the broker, or they calculate commissions based on the amount of the transaction, and not profit.

Master the details

At the start of training, novice traders should learn the trading technique - as a test, you can bargain, for example, with your broker. At this stage, novice players must learn to bargain for a minimum commission for themselves, convincing the broker that he can get much more by constantly working with a client (novice). The fact is that a constant profit is a less risky, stable source that makes sense to secure in any case: for a one-time commission (even if very high), a broker can lose a client for the banal reason that this client leaves the game.

Stuffing a hand

Almost every novice trader grabs on to the saying “beginner is lucky”, forgetting that the exchange game is more like chess than cards. Therefore, the first advice: do not rush to risk real money!

Shooting on a virtual exchange will help to avoid serious losses and negative experience. Playing on it, you will be able to better understand the rules of exchange operations, feel the specifics of this game, form the key rules for conducting operations without risk (or at least minimize this risk). In addition, trading on the stock exchange with "candy wrappers" makes it possible to get advice from experienced brokers. Having gained such valuable experience (and some advice from professionals), you will be able to minimize the risk of losing real money, which (remember this!) is very high for beginners.

Be prepared for mistakes

Unfortunately, even the most venerable players did not pass this stage at the time when they were beginners. Mistakes piled up, failures multiplied, the trader got nervous and aggravated his position even more, from a stock speculator he was forced to “retrain” into an investor - and as a result he received the very first margin call in his career. There is no need to be afraid of this - with a cool head and a sober calculation, you should continue the game, drawing a conclusion from the mistakes made. How can you not repeat them? Be sure to keep a "trader's diary": there you should record the results of each transaction, as well as its plan, worked out to the smallest detail. To stop your losses, place stops (sometimes it is better to do this ahead of time so that it is not too late) and in no case remove them. Draw detailed conclusions about the behavior of the market from each hit stop - remembering that all successful traders learn not by making profits, but by making mistakes.

As you gain experience, you will form a personal strategy - there is no doubt that you will not really want to share the most valuable experience on which it will be built. That is why in the public domain it is impossible to find universal guru advice for all difficult cases of stock exchange life. Of course, you can and should turn to professional colleagues, even when you have already gained solid experience: trading on the stock exchange is not based on blindly following the rules given in books on economics and articles on trading.

Universal rules of the trader

There is no "golden key" that will open the door to the world of super profits, just as there is no absolute truth in the world of quotes and trading. The exchange is an extremely changeable and dynamic environment, which, moreover, naturally evolves - all the strategies and developments that only yesterday brought fabulous profits today are becoming ineffective, if not dangerous at all. But still, there are several universal rules that a successful trader must adhere to. They are especially important for beginners!

1. Carefully study the market and the behavior of its key players, as well as the political environment.

2. Thoroughly plan every trade - even one that seems not very significant. Work out the smallest details, prepare backup plans.

3. Stay optimistic even in cases of serious losses.

4. Keep your cool in any situation. Be patient and patient, do not take hasty steps.

5. Set yourself achievable goals. Having reached, complicate the task - increase the level of goals.

6. Buy on bad news, sell on good news. Don't be afraid to buy high and sell low.

7. Never take loans! For trading on the stock exchange - only personal funds.

8. Stick to 2% of the amount of capital available. This value of the acceptable degree of risk is calculated by experts. Going beyond it threatens to turn a reasonable business risk into a blind gamble.

9. In a sluggish market, take a wait-and-see position - and react only to a strong clear signal. Do not try to guess the top and bottom of the market: it is useless.

10. Do not trust trading robots that promise lightning sky-high profits...

… and never blindly accept advice that has not been tested by practical experience.

Successful start!

Mutual investment funds of Raiffeisenbank managed by Raiffeisen-Capital are the most accessible and convenient tool for increasing capital for a wide range of private and qualified clients, as can be seen from the reviews.

When exchanging units, transactions are not taxed.

  • Despite the small risks when investing in bond funds, however, they remain, and at this point I would like to remind you and give a link to an article on the blog, which I regularly recommend for reading, and also made a screen from the website of Raiffeisen Capital Management Company, where in detail Possible risks are listed:


This concludes today's review and I would like to wish that all the instruments in your portfolio remain in a positive trend, and the risks are minimal.

Good luck and profit to all!

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The management company Raiffeisen Capital offers investors to invest in many mutual funds with various strategies for increasing capital. The list of the company includes both open and interval funds.

There are proposals for conservative and cautious investors, where the bulk of the portfolio is invested in debt obligations of government structures of the Russian Federation and its subjects. There are also those investing in high technology, raw materials, electricity and gold, and for investors aiming for high income, it is proposed to invest in Asian stock markets. You can read more on the company's website raiffeisen-capital.ru.



    2 months - normal flight - ZERO profit

    Bought a mutual fund Raiffeisen - USA. I put in a small amount. What am I waiting for...

    I bought PIF energy, information, consumer. It's just down, even after 4 years, There are no pluses, losses and money collection. Absolutely everything cannot be unprofitable, the graphs do not correspond to reality. Do not do that! Get less than half of your investment.

    Loss is a market risk, here the investor himself is responsible.

    But Raiffeisen Capital Management Company adds a bunch of its own risks, somehow:
    - changes commissions quietly (of course, upwards)
    - changes the rules and strategy of existing funds
    So, I had shares of the MICEX Index, and suddenly they became the Blue Chip Index, which is not at all the same thing.
    Definitely do NOT recommend dealing with them!

    If you want to lose some of your money, buy a mutual fund from Raiffeis. For the two years that they have lain, I take them at a loss.

    Svetlana

    I do not advise Mutual Funds And UK Raiff Capital. lost 17% of investments + Raiff withdrew 2% commission for himself when paying the balance. All mutuals are total losses. http://www.raiffeisen-capital.ru/fonds/unitinvestmenttrust/openfonds/gold/graphics/index.php gold was a failure and it is. make samples where there is a type of “growth”, see the analytics yourself for different periods. Do not believe "custom" comments, such as "people do not understand", etc. and so on. Their task is to lure you, yours is not to succumb.

    Olga Victorovna

    Alexander

    I invested in mutual funds of Raiffeisen capital immediately after its opening. First, they chatted at the bank for several reliable industry funds. Distributed evenly across raw materials, energy, etc. Then he ventured to invest more seriously in interval precious metals and the second tier. By the third year, I realized that I was stuck. Some precious metals were forlornly fiddled with zero without even covering inflation. The second tier and other promising funds sank very strongly. At the same time, the economic indicators of the main issuer of the second tier, the network retailer Magnet, are constantly and steadily growing. I wrote a statement about the sale, paid a commission to Raiffeisen Capital and two weeks later, having wiped the snot of losses, took the rest of my money. Never ever!

Raiffeisen-Capital is one of the largest management companies of open-ended and interval mutual funds in Russia, which occupies about 12% of the market. The company offers investors about two dozen open mutual funds.

Fund overview

Raiffeisen-Shares offers the investment of funds in the shares of the leading companies in Russia, which determine the economic development of the country.

“Bonds”, in fact, are the purchase of a debt instrument that will bring income slightly higher than a bank deposit. But at the same time, the investor risks less in comparison with the acquisition of shares, the profitability of which depends on many factors.

"Balanced" successfully combines investment in stocks and bonds, the share of which is determined by trends in the economic market.

Fund "USA", by and large, is an investment in the development of the economy of the United States of America. Today it is the most developed country in the world.

Raw Materials Sector offers investment of funds in leading companies producing and processing oil and gas, engaged in metallurgy and mineral fertilizers.

"Information Technologies" offers shares of telecommunications companies (mobile communications, television, etc.).

"Electroenergetic"a represents a portfolio of shares of leading companies that are engaged in the production, transportation and sale of electricity.

The "MICEX Blue Chip Index" is a fund that combines shares of companies from leading sectors of the economy and follows the dynamics of the "index", which allows the shareholder to passively manage their investments.

The Industrialny fund includes a block of shares in metallurgical, construction, machine-building companies, as well as chemical industry enterprises.

"Emerging Markets" provides an opportunity to purchase shares of the largest companies in various countries with highly developed economies.

"Europe" follows the dynamics of the MSCI EMU index, shares of the largest companies in Europe, which are members of the Economic and Monetary Union.

"Gold" allows you to protect and increase your capital during the fall of the Russian ruble against the leading currencies of the world.

"Treasury" involves investing own funds in corporate bonds, deposits and government securities.

The Active Management Fund is a fund of shares of the world's largest companies in various industrial sectors.

"Eurobonds" involves the purchase of government and corporate Eurobonds with the ability to get a yield slightly higher than from foreign currency deposits.

Second Tier Equity Fund involves investing in small, obscure companies with very high potential.

Today, Raiffeisenbank offers one interval mutual fund, the Raiffeisen Precious Metals Fund, which allows you to protect your capital and receive high returns in the long term.

Dynamics of share value growth and NAV

Raiffeisen - Shares. Throughout 2013, the dynamics of the growth in the value of shares showed quite a worthy result. But since the beginning of 2014, the share price has been steadily declining for four months. In May 2014, the growth curve finally began to rise steadily upwards. Thus, for the period of 2013, the increase in the share amounted to 18.10%. Since the beginning of 2014, the growth has fallen to -9.70%, but in May there is an increase of 13.60%. In June, the positive dynamics of growth in the value of shares continues to develop.

The Bond Fund is not the best market to invest in if you want a high return. On the other hand, here the investor bears minimal risks. Activity in this market is minimal, however, since the beginning of 2014 there has been a positive trend, and analysts see no reason to reduce the cost of shares and NAV.

"Balanced". In 2013, the dynamics of growth in the value of the share and NAV behaved stably and evenly, the growth of the share in 2013 amounted to 16.50%. Since the beginning of 2014, the dynamics of the value of the share fell to -6.9%. However, already in May, the value of stocks and bonds rose sharply, and the increase in just one month amounted to 10%.

"Consumer". During 2013, the dynamics of the growth in the value of shares showed a very good result. Thus, in 2013 the increase was 33.60%. After a sharp collapse in the value of the share in January and then in March 2014, it is gradually gaining momentum, but the growth rates are still negative, namely -8.40% since the beginning of 2014. In May 2014, the increase was 11.60%

"Resource Sector". Things are also not very good, the value of the share is slowly but surely moving up, its growth is 5.80% in May of this year, since the beginning of 2014 the increase was 4.40%, which is 0.60% higher than in 2013 of the year.

Since April 2014, the Raiffeisen-Information Technology indicators have been steadily moving upwards, only in May the increase was 7.70%.

Thanks to contracts with Chinese companies, all papers in the portfolio of Raiffeisen - Utilities grew significantly, which allowed us to reduce the negative result of growth to -4.60% at the beginning of 2014, from -43.30 in 2013.

"Industrial" also shows a positive growth trend. At the end of 2013, the share growth showed a negative result of -17.2%. Thanks to good growth dynamics since the beginning of 2014, by May, this figure fell to -0.20%.

The Emerging Markets Fund shows excellent results. All indicators are rapidly climbing up and amounted to an increase of 7.40% since the beginning of 2014.

Since the beginning of 2014, the growth in the value of the NAV and the share of the Raiffeisen-Europe open-end mutual fund is also steadily rising.

The precious metals market has been going through hard times in recent years, the cost of gold and other precious metals is constantly declining. Therefore, now it is not worth investing your funds in Raiffeisen - Gold and other funds.

Treasury is developing unstably with a rather large amplitude of fluctuations in the value of the share and NAV in the last two years. But here are government shares of high liquidity, so this fund is one of the most secure with minimal risks.

The NAV value of Raiffeisen - Active Management Fund has increased by almost 590% since April 2013, the share value by 19%, and the growth dynamics continues.

The dynamics of the value of the NAV and the unit investment fund Raiffeisen - Eurobond also shows a steadily positive growth.

So, after analyzing the dynamics of the value of all mutual funds of Raiffeisenbank, we see that the best results were shown by Raiffeisen - Active Management Fund, Raiffeisen - Commodity Market and Raiffeisen Europe. Raiffeisen-Zoloto and Raiffeisen-Electroenergetics demonstrate the worst performance.

In general, Raiffeisenbank demonstrates the positive development of mutual funds, so if you have funds and are ready to invest them in the developing spectrum of the economy, buy Raiffeisen-Capital shares.

You can purchase shares of Raiffeisenbank mutual funds at the points of acceptance of applications of the Criminal Code, namely from agents or at the bank's offices, the addresses of which are indicated on the official website of Raiffeisen Capital.

Often, ordinary citizens believe that in order to maximize profits on mutual funds, you need to be a real expert, thoroughly understanding all the intricacies. From this point of view, the most profitable and convenient option is Mutual Fund of Raiffeisenbank where all work with investments will be performed by a reliable professional management company Raiffeisen-Capital.

Features of investing in mutual funds of Raiffeisenbank

Thanks to the positive dynamics of mutual funds of Raiffeisenbank are one of the most accessible and convenient tools designed to maximize profits. Mutual funds are a special form of joint investment in which each participating client acquires shares by entrusting their funds to a professional management company. All funds deposited by clients are combined into a single portfolio, and the management company - Raiffeisen Capital - exercises control over them.

According to reviews of Raiffeisen mutual funds, it is very convenient for clients to work on such a system, because all that is needed in this case is to perform several sequential steps:

  • conclude an agreement with the management company Raiffeisaen-Capital, which will provide professional brokerage services;
  • form an investment portfolio;
  • deposit the required amount.

The most popular types of assets are stocks, bonds, as well as precious and industrial metals. When a client invests in a mutual fund, he immediately becomes the owner of the share. And the cost of a certain share depends entirely on what is included in the investment portfolio formed by the client.

Depending on the client's wishes, a share may contain either one or several instruments. Thus, it can be formed on the basis of only bonds, or combined from precious metals and stocks. In order to extract the maximum profit, starting the formation of a combined share, it is necessary to analyze the current situation that has developed in the financial market. And to calculate the approximate income, you can use a special Raiffeisenbank mutual fund calculator. The formation of investment income occurs on the basis of an increase in the value of the share. Therefore, profit becomes the difference between the price of the units at the time of their sale and the initial investment amount.

What mutual funds does Raiffeisen Capital offer to clients?

To choose the most profitable Raiffeisen Capital mutual funds, you should familiarize yourself with all the options presented to date, as well as their conditions. You should also study the yield chart of Raiffeisenbank mutual funds in order to determine which of them is able to bring the highest profit.

The most relevant and popular Raiffeisen Capital mutual funds are:

  • equity funds of Russian companies;
  • equity funds of foreign companies;
  • commodity market funds;
  • bond funds;
  • balanced fund.

Each of the types of mutual funds has its own individual characteristics:

  • Equity funds of Russian companies are suitable for those clients who have a positive view of the domestic economy and plan to invest for a period of more than two years. The investment portfolio includes shares of Russian companies belonging to all economic sectors. The potential rate of return is high.
  • Foreign equity funds are the best solution for those clients who are interested in investing in foreign currency assets for a period of two or more years. The investment portfolio includes shares of companies operating in the US, Europe and Russia.
  • Commodity funds will find a worthy place in the investment portfolios of those clients who are attracted by the prospects of precious metals dynamics. This type of investment provides reliable protection in situations characterized by instability in the economy and financial markets. From this point of view, it is recommended to allocate at least 5-10% of the investment portfolio to investments in gold and precious metals.
  • Bond funds are the best choice for those investors who have very conservative views. This solution will allow you to receive a stable profit in conditions of moderate risks. The minimum investment period for such funds is one year. The investment portfolio includes bonds of large European and American companies with a high reputation. The level of profitability of such mutual funds is moderate, but it is higher than the average level of rates on deposit accounts in the largest Russian and foreign banks.
  • A balanced fund is the best option for those clients who are looking for the best balance between profitability and reliability. The recommended investment period is from 1.5 to 2 years. This combined investment portfolio includes Russian and foreign instruments, which are characterized by a fixed yield of the highest credit quality.

The main advantages of investing in mutual funds of Raiffeisenbank

Investing in mutual funds offers Raiffeisenbank clients the following opportunities and benefits:

  • no need to monitor the situation and study the nuances of the stock market - all this is undertaken by qualified specialists of the Raiffeisen Capital management company;
  • tailor-made solutions that meet risk and return expectations;
  • high level of investment security.

Mutual funds of Raiffeisenbank are one of the best options for obtaining stable passive income at low costs. Raiffeisen Capital specialists will help clients choose the right mutual fund for the most profitable investment.

Is it worth investing in mutual funds (video)